Articles

The labels growth and value reflect different approaches that can be used when making investment decisions.

A Roth 401(k) is funded with after-tax money, and allows for tax- and penalty-free withdrawal of earnings if requirements are met.

The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.

An important element to successful investing is to manage investment risk while maintaining the potential for growth.

Annuities, an insurance-based financial vehicle, can provide many benefits that retirement investors might want.

Everything you own, whatever the form of ownership, is subject to federal, and possibly state, estate taxes.

To retain the tax advantages associated with charitable giving, your gift must be made to a qualified organization.

Couples who want to help protect their legacy from estate taxes could consider last-survivor life insurance.

Compare the advantages and disadvantages of different gifting strategies available for planned giving.

Several factors could undermine the financial security provided by the proceeds of your life insurance policy.

IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.

Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.

To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.

Selecting health insurance is often one of the most important decisions you will make. Do you know the different types?

Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.

There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.

Many realize it’s important to save for retirement, but knowing exactly how much to save is another issue altogether.

Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.

One estate planning strategy that families with closely held businesses could consider is the family limited partnership.

If you believe your estate will be subject to estate taxes, consider how your heirs will pay the bill.

Sole ownership, joint tenancy, tenancy in common, and community property have special benefits for property owners.

There are a number of savings alternatives that could help you earn a reasonable rate of return.

An A-B trust can be an effective way to help reduce estate taxes and preserve family assets for heirs.

Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?

A wealth replacement trust could be used to gift appreciated assets to a charity as well as provide for heirs.

With the changing pension landscape, it is important to take charge of your own retirement security.

Life insurance can be used to help preserve the value of your estate for your heirs.

A living trust can help control the distribution of your estate upon death.

Understanding different types of investment risk can help investors manage their money more effectively.

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

Historically, one of the best ways to fight the effects of inflation has been to utilize growth-oriented investments.

A sound cash management program uses a disciplined approach: accounting, analysis, allocation, and adjustment.

Careful estate planning is still one of the most important ways to manage and protect your assets for your heirs.

For the grantor, there are a few potential tax benefits that can come with setting up a charitable trust.

If you have a family who relies on your income, it is important to have life insurance protection.

Charitable lead trusts are designed for people who would like to benefit a charity now rather than later.

The probate process can be lengthy and complex. There are strategies you can use to help avoid the probate process.

Before making investment decisions, it is helpful to determine the real rate of return on the investment.

An annuity is a contract between you and an insurance company to pay you future income in exchange for premiums you pay.

A designated income beneficiary could receive payment of a specified amount from a charitable remainder trust.

If you start saving for retirement sooner, the more money you are likely to accumulate and possibly retire sooner.

If you haven't taken steps already, consider planning now for the distribution of the assets of your estate.

Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.

Dollar-cost averaging involves investing a set amount of money on a regular basis, regardless of market conditions.

The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.